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Moving Home Can Be 'Insurance Nightmare', Says Study

by Jamie Adrankone

Moving Home Can Be 'Insurance Nightmare', Says Study

Taking back ownership of your big home move and opting for the best van hire Denbigh has to offer can feel empowering, especially when you know you’re not having to fork out for professional movers to do the job for you. However, if you do go down the self-move route, there’s one thing you should think about before moving day rolls around.

Most of us will have home insurance which will protect the contents of our homes, however, insurers are now warning that this could become invalidated during moves if you’re not careful. According to Property Wire, 42 per cent of home insurance providers don’t insure moves as a standard part of their policies and with the average value of items being moved between homes at £14,000, it could prove a costly lesson to learn.

Kevin Pratt, consumer affairs expert at MoneySuperMarket concurred that a large number of insurers don’t cover belongings on the move: “[While some] policies provide door to door protection against damage or loss in transit, they usually insist the move is carried out by a recognised removals firm. That means anyone hiring a van for the purpose or moving their belongings in their car might not be covered,’ he said.

So how do we avoid this mistake? First up, check with your insurer – they can let you know to what level you’re covered. Once you know, you can make an informed decision how to continue. Should you risk it, or should you perhaps think about taking out a specialist policy for the move?


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